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Hello

Hey there, I'm Abner Ballardo! I'm a lifelong learner, teacher, and senior tech exec currently serving as the Chief Technology Officer at IH Fintech. When I'm not working, you can find me learning new things, reading books, playing guitar, composing songs, and writing poems.

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About me

As a passionate Chief Technology Officer (CTO) with over 25 years of experience, I specialize in driving digital innovation in software development and fintech. My journey has been about blending technology and business strategies to create impactful, customer-focused solutions that deliver real value.

At OKA, a forward-thinking Peruvian fintech under the Hiraoka group, I’ve led our pioneering efforts in the “Buy Now, Pay Later” market, building the company and its products from the ground up. From navigating tight deadlines and budget constraints to managing complex team dynamics, I’ve developed offerings that meet the evolving demands of our customers.

Throughout my career, I’ve spearheaded transformative projects across various industries, including Blum SAF, Yape at BCP, Open Banking APIs at Interbank, and Missed Messages at TIM Peru. These roles have strengthened my belief that technical excellence is a driving force for business success and enhanced customer experiences.


I am dedicated to merging business strategy with technical architecture, building high-performance teams, and fostering a culture of innovation. With a focus on automation, I’ve streamlined IT processes, enabling businesses to operate efficiently and at scale.

Beyond my role at OKA, I consult on digital transformation, mentor startups, and teach courses on digital innovation, lean startup methodology, agility, enterprise architecture, software architecture, and DevOps. I actively share my insights through conferences, videos, and articles on various platforms.

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Contact me

Let’s connect if you’re interested in fintech innovation, digital transformation, or exploring collaborative opportunities. Leave me a message.

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