Digital Innovation Journey
Most digital products fail not by breaking, but by locking leaders into irreversible decisions.
Technology leader.
Institutional systems operator.
I lead enterprise technology in regulated environments where capital, risk, and governance are inseparable. As Chief Information Officer at Scotiabank Perú, I am accountable for strategy, structural architecture, operating models, and systemic reliability at scale.
I write about decision integrity, structural risk, and the institutional consequences of executive judgment — how outcomes are set in motion long before they become visible.
Constructs
Blog
When Rewarding Heroics Manufactures Fragility
Rewarding those who “save the day” doesn’t build resilience. It trains organizations to recognize value only after failure—and quietly manufactures fragility.
Digital Products Fail Before They Break: The Hidden Decisions That Seal Their Fate
Digital products don’t fail at scale. They fail earlier, when leadership defers decisions and early success hides constraints that later become impossible to fix.
Replacing Critical Software Without Stopping the Business
How to replace critical software without freezing the business or betting everything on a big bang. A leadership-driven approach to controlled change.
The October 2025 AWS Outage: What It Really Teaches Us
Cloud failures are inevitable. The real lesson is to design for resilience and recover fast.
Buy vs. Build: Making Strategic Decisions in Tech
How to decide whether to build or buy software: practical frameworks, real cases, and lessons for CTOs, fintechs, and startups.
Building a Business-Aligned Technology Roadmap
Discover how to create a business-aligned technology roadmap that bridges strategy and execution. Learn how a technology roadmap can evolve with purpose.